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American Specialty

The Walk/Run Events Insurance program provides primary event General Liability and Accident Medical coverage for short-term Walk and/or Run events. Coverage for 5 additional setup days (if coverage is purchased far enough in advance) and 5 additional tear down days is automatically provided.
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All insurance coverage is provided on an admitted basis by "A" rated carriers.

  • 5K or 10K walks/runs
  • Children's walks/runs
  • Fundraising walks/runs
  • Non-competitive charity walks/runs
  • Timed/Competitive walks/runs
  • Walkathons
  • Held at a single location
  • Up to 14 consecutive event days (including practice days)
  • Up to a maximum total of 1,500 participants
  • Up to a maximum total attendance of 10,000
  • Amusement Rides, Mechanical Devices, Rock Climbing Walls, or Inflatables
  • Events involving animals other than service animals
  • College or University Championship Events
  • Fireworks or Pyrotechnics
  • Endurance Races
  • Overnight Accommodations or Camping Facilities
  • Professional Sports Tryouts or Camps
  • Serving, Selling, or Distributing of any Alcoholic beverages
  • Mud Runs / Warrior Runs / Zombie Runs / Urbanathons
  • Obstacle Course Runs (competitions, exhibitions or foot races that involve man-made obstacle courses, man-made mud pits, man-made slippery slopes, wall climbs, or other similar man-made obstacles)
  • Events with water activities or cycling activities
  • Marathons (distances greater than 16 miles)
  • Glow runs, color runs and similar type events
  • Hiking Events / Iron Man Events
  • Triathlons / Duathlons

General Liability Limits
  • $1,000,000 Occurrence
  • $5,000,000 General Aggregate
  • $5,000,000 Products-Completed Operations Aggregate
  • $1,000,000 Personal and Advertising Injury
  • $1,000,000 Damage to Premises Rented to You
  • $5,000 Medical Payments

General Liability Notable Exclusions & Endorsements
  • Host Liquor and Liquor Liability
  • Asbestos Exclusion
  • Lead Exclusion
  • Fungi/Bacteria Exclusion
  • Abuse or Molestation Exclusion
  • Amusement Devices Exclusion
  • Fireworks Exclusion
  • Additional Insured - Certificate Holders
  • Participant Legal Liability Coverage Form
  • Exclusion - Designated Activity: BMX, bobsled, box lacrosse, boxing, cycling, hang gliding/skydiving, ice hockey, judo, karate, luge, mixed martial arts, mountain biking, open water events, orienteering, parachuting, rafting, roller hockey, rugby, skiing (water or snow-downhill), skateboarding, snowboarding, tackle football, taekwondo, wrestling, mud runs/warrior runs/zombie runs/obstacle course runs/urbanathons (competitions, exhibitions or foot races that involve man-made obstacle courses, man-made mud pits, man-made slippery slopes, wall climbs, or other similar man-made obstacles), endurance races, events with water activities or cycling activities, marathons (distances greater than 16 miles), glow runs, color runs and similar type events, professional sports events, hiking events / iron man events, triathlons/duathlons, events involving animals other than service animals, college or university championship events, inflatables, amusement rides, mechanical devices, rock climbing walls, fireworks or pyrotechnics, overnight accommodations or camping facilities; serving, selling, or distributing of any alcoholic beverages

Participant Accident
  • Excess Accident Medical limits of $25,000 is available.
  • Coverage in GA, MD, NY, OK, and OR is provided on a primary basis.
  • A $100 deductible applies per covered person per occurrence.
  • $10,000 of Accidental Death & Dismemberment coverage is included.

The above Program Summary information is offered as a snapshot of the coverages provided through the FastCov online insurance program. For a complete description of coverages and exclusions, the policies should be read and reviewed in detail. The precise coverage afforded is subject to the terms and conditions of the policies as issued.
American Specialty