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American Specialty
 


The FastCov Vendors and Exhibitors Insurance program provides primary General Liability coverage for vendors, concessionaires, and exhibitors who attend fairs, festivals, or other short-term special events. Food Trucks and vendors with fixed retail locations or fixed retail stands are not eligible for this program.
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All insurance coverage is provided on an admitted basis by "A" rated carriers.

ELIGIBLE OPERATIONS
(products coverage available)
  • Antique and Collectible Vendors
  • Apparel and Accessories
  • Arts and Crafts Vendors
  • Celebrity, Mascot or Character Appearances, and Photo Booths
  • Cookware
  • Face Painting
  • Food and Drink Concessionaires
  • Game Trailers or Booths
  • Gift Wrap Booths
  • Lawn and Garden Equipment or Hardware Sales
  • Micro-Reality Race Tracks
  • Produce and Floral Vendors
  • Product Demos
  • Product or Service Display Exhibits
  • Souvenir Sales
  • Sports and Camping Equipment
  • Photo Booths
  • Retail Carts
  • Vehicles on Display (static)
ELIGIBLE OPERATIONS
(products coverage NOT available)
  • Auto Parts and Accessories
  • Candles (selling only)
  • Chemical-Based Cleaning Products
  • Electrical Appliances
  • Exercise Equipment
  • Fire Safety Equipment
  • Health and Beauty Products
  • Motorized Equipment
  • Motorized Vehicles and Boats
  • Protective Equipment and Apparel
  • Toys
INELIGIBLE OPERATIONS
  • Alcoholic Beverage Sales
  • Corn or Hay Mazes
  • Body Piercing or Tattooing
  • Christmas Tree Retail Lots
  • E-Commerce Selling
  • Equipment Rental Operations
  • Fireworks Sales and Displays
  • Haunted Attractions
  • Hot Wax Impressions
  • Mechanical or Inflatable Amusement Devices
  • Oxygen or Aromatherapy
  • Live Animals
  • Medical Testing
  • Motorsports Activities
  • Nutritional and Health Supplements
  • On-Site Installation, Service, and Repair of Products
  • Guns, Knives, Swords, and other Weaponry
  • Food Trucks
  • Vendors with fixed retail locations or fixed retail stands
COVERAGE IS PROVIDED FOR
  • Selling
  • Displaying
  • Demonstrating
  • Promoting Products or Services
AVAILABLE COVERAGE TERMS
  • One-Time Event (e.g., a Single Event, Single Location, up to 30 consecutive days)
  • 6 month
  • Annual
OPTIONAL COVERAGE AVAILABLE
  • Inland Marine (if annual General Liability coverage is purchased)

General Liability Limits
  • $1,000,000 Occurrence
  • $5,000,000 General Aggregate
  • $5,000,000 Products-Completed Operations Aggregate (if purchased)
  • $1,000,000 Personal and Advertising Injury
  • $1,000,000 Damage to Premises Rented to You
  • $5,000 Medical Payments

General Liability Notable Exclusions & Endorsements
  • Asbestos Exclusion
  • Lead Exclusion
  • Fungi/Bacteria Exclusion
  • Abuse or Molestation Exclusion
  • Amusement Devices Exclusion
  • Fireworks Exclusion
  • Additional Insured - Certificate Holders
  • Products-Completed Operations Hazard Redefined

Contents and Equipment Coverage
  • Coverage for limits up to $150,000 are available online (higher limits require separate offline underwriting).
  • Coverage is provided on a Replacement Cost basis.
  • A deductible of $1,000 per occurrence applies.
  • Coverage is only available with the purchase of 12 month General Liability policy.


The above Program Summary information is offered as a snapshot of the coverages provided through the FastCov online insurance program. For a complete description of coverages and exclusions, the policies should be read and reviewed in detail. The precise coverage afforded is subject to the terms and conditions of the policies as issued.
 
 
 
 
American Specialty