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The FastCov Sports Teams and Leagues Insurance program provides General Liability and Accident Medical coverage for youth and adult amateur sports teams and leagues
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All insurance coverage is provided on an admitted basis by "A" rated carriers.

ELIGIBLE YOUTH SPORTS
  • Basketball
  • Field Hockey
  • Flag or Touch Football
  • Golf
  • Kickball
  • Lacrosse
  • Pickleball
  • Racquetball
  • Soccer
  • Softball
  • Swimming (no open water)
  • Tennis
  • Volleyball
ELIGIBLE ADULT SPORTS
  • Basketball
  • Flag or Touch Football
  • Kickball
  • Pickleball
  • Softball
  • Volleyball
COVERAGE IS PROVIDED FOR
  • Games
  • Practices
  • Tournament participation
  • Tryouts
  • Fundraisers
  • Official team or league functions
COVERAGE IS NOT PROVIDED FOR
  • Field ownership
  • Maintenance of playing fields
  • Open water swimming
  • Hosted tournaments
  • Professional or semi-professional sports teams or leagues
  • Bubble/Zorb Soccer
OPTIONAL COVERAGES AVAILABLE
  • Non-Owned and Hired Automobile
  • Abuse and Molestation

General Liability Limits
  • $1,000,000 Occurrence
  • $5,000,000 General Aggregate (applies per team)
  • $5,000,000 Products-Completed Operations Aggregate
  • $1,000,000 Personal and Advertising Injury
  • $1,000,000 Damage to Premises Rented to You
  • $5,000 Medical Payments

General Liability Notable Exclusions & Endorsements
  • Asbestos Exclusion
  • Lead Exclusion
  • Fungi/Bacteria Exclusion
  • Abuse or Molestation Exclusion (unless optional coverage is purchased)
  • Fireworks Exclusion
  • Additional Insured - Certificate Holders
  • Aggregate Limit per Club
  • Participant Legal Liability Coverage Form
  • Earned Premium Endorsement - premium fully earned at end of playing season
  • Instructors, Coaches and Sports Officials - Broadened Coverage
  • Limitation of Coverage to Designated Premises or Project (games, practices, tournaments, tryouts, fundraisers, and official team or league functions)
  • Exclusion - Designated Ongoing Operations (field ownership and/or maintenance of playing fields; hosted tournaments; professional or semi-professional sports teams or leagues)

Accident Medical
  • Optional Excess Accident Medical limits of $25,000 and $100,000 are available:
        $25,000 Limit with a $100 deductible per covered person per occurrence.
        $100,000 Limit with a $500 deductible per covered person per occurrence.
  • Coverage in GA, MD, NY, OK, and OR is provided on a primary basis.
  • $10,000 of Accidental Death & Dismemberment coverage is included.

The above Program Summary information is offered as a snapshot of the coverages provided through the FastCov online insurance program. For a complete description of coverages and exclusions, the policies should be read and reviewed in detail. The precise coverage afforded is subject to the terms and conditions of the policies as issued.
 
 
 
 
American Specialty