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Short Term Special Events


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Escape Room

American Specialty

The Short-Term Special Events Insurance program provides primary event General Liability coverage for short-term non-sports events. Coverage for 5 additional set up days (if coverage is purchased far enough in advance) and 5 additional tear down days is automatically provided.                  
Host Liquor coverage is available.
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All insurance coverage is provided on an admitted basis by "A" rated carriers.

  • Auctions
  • Award Presentations
  • Banquets and Luncheons
  • Bar and Bat Mitzvahs
  • Bazaars
  • Bingo Games
  • Book Signings
  • Car Shows (auto static only)
  • Charity Auctions, Benefits, Dances, and Sales
  • Comedy Shows
  • Conventions
  • Debutante Balls
  • Debuts
  • Dinners, Luncheons, and Showers (e.g., Anniversary, Birthday, Baby, Wedding)
  • Educational Tournaments (e.g., Chess, Math, Spelling, Geography)
  • Festivals (e.g., Art, Craft, Ethnic, Harvest)
  • Flea Markets
  • Graduation Ceremonies
  • Job Fairs
  • Lectures
  • Meetings (e.g., Business, Civic Club, Evangelistic, Fraternals)
  • Pageants
  • Parties (e.g., Anniversary, Birthday, Graduation, Retirement)
  • Picnics (no water activities)
  • Poetry Readings
  • Proms or Formal Dances
  • Recitals
  • Religious Assemblies
  • Reunions (e.g., Class, Family, Military)
  • Rummage Sales
  • School Band and Drill Team Competitions
  • School Carnivals (no rides)
  • Seminars or Educational Exhibitions
  • Shows (e.g., Antique, Art, Auto-Static Display, Boat, Business, Consumer, Craft, Fashion, Flower, Garden, Home, RV, Trade, Vacation)
  • Social Gatherings and Receptions
  • Speaking Engagements
  • Stage Plays
  • Swap Meets
  • Telethons
  • Walk-A-Thons (fundraising only)
  • Weddings and Wedding Receptions
  • Zoo Outings
  • After-Hours Parties (e.g., After Prom, Graduation Night, Retirement)
  • Amusement Rides, Mechanical Devices, Rock Climbing Walls, or Inflatables
  • Animal Rides
  • Animal Shows (e.g., Cat, Dog, Horse, Livestock Judging)
  • Animals (injury or death to, or injury, death or property damage caused by any animal)
  • Cave Explorations
  • Concerts (except Christian Concerts)
  • Fairs
  • Fireworks or Pyrotechnics
  • Fishing Derbies
  • Fraternity or Sorority Parties
  • Gun Shows/Knife Shows/Shooting Events
  • Haunted Houses
  • Motorsports Events (including Demolition Derbies, Mud Bogs, Tractor Pulls, Races, and Stunt Shows)
  • Overnight Accommodations or Camping Facilities
  • Overnight Lock-ins
  • Parades
  • Political Rallies
  • Rodeos
  • Sporting Events
  • Vendors and Exhibitors
  • Water Activities
  • Wine Tastings
  • Held at a single location
  • Up to 10 consecutive event days
  • Up to a maximum total attendance of 15,000
  • Host liquor coverage is available

General Liability Limits
  • $1,000,000 Occurrence
  • $5,000,000 General Aggregate
  • $5,000,000 Products-Completed Operations Aggregate
  • $1,000,000 Personal and Advertising Injury
  • $1,000,000 Damage to Premises Rented to You
  • Damage to Rented Premises coverage does not apply to facility rentals longer than 7 days
  • $5,000 Medical Payments

General Liability Notable Exclusions & Endorsements
  • Asbestos Exclusion
  • Lead Exclusion
  • Fungi/Bacteria Exclusion
  • Abuse or Molestation Exclusion
  • Amusement Devices Exclusion
  • Fireworks Exclusion
  • Additional Insured - Certificate Holders
  • Products-Completed Operations Hazard Redefined
  • Exclusion - Designated Products (products coverage is not provided for guns, knives, and other weapons or automobile, aircraft, and watercraft parts)
  • Exclusion - Bodily Injury to Performers
  • Exclusion - Bodily Injury to Athletic or Sports Participants

The above Program Summary information is offered as a snapshot of the coverages provided through the FastCov online insurance program. For a complete description of coverages and exclusions, the policies should be read and reviewed in detail. The precise coverage afforded is subject to the terms and conditions of the policies as issued.
American Specialty