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American Specialty

The Concerts Insurance program provides primary event General Liability coverage for concerts. Coverage for 5 additional set up days (if coverage is purchased far enough in advance) and 5 additional tear down days is automatically provided. Coverage must be purchased at least 3 days in advance of the event (call for events taking place sooner). We reserve the right to decline any request for coverage.
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All insurance coverage is provided on an admitted basis by "A" rated carriers.

  • Award Presentations
  • Banquets and Luncheons
  • Bar and Bat Mitzvahs
  • Car Shows (auto static only)
  • Charity Auctions, Benefits, Dances, and Sales
  • Comedy Shows
  • Concerts involving Country music, Classical music, Pop music, Children's music, Easy Listening (call for approval).
  • Conventions
  • Debutante Balls
  • Dinners, Luncheons, and Showers (e.g., Anniversary, Birthday, Baby, Wedding)
  • Educational Tournaments (e.g., Chess, Math, Spelling, Geography)
  • Festivals (e.g., Art, Craft, Ethnic, Harvest)
  • Graduation Ceremonies
  • Pageants
  • Parties (e.g., Anniversary, Birthday, Graduation, Retirement)
  • Poetry Readings
  • Proms or Formal Dances
  • Recitals
  • Religious Assemblies
  • Stage Plays
  • Telethons
  • Weddings and Wedding Receptions
  • Zoo Outings
  • After-Hours Parties (e.g., After Prom, Graduation Night, Retirement)
  • Abuse / Molestation
  • Alcohol
  • Amusement Rides, Mechanical Devices, Rock Climbing Walls, or Inflatables
  • Animal Rides
  • Animal Shows (e.g., Cat, Dog, Horse, Livestock Judging)
  • Animals (injury or death to, or injury, death or property damage caused by any animal)
  • Concerts involving Alternative / Rock music, Rap music, Hip-Hop music, Heavy Metal music, Techno/Rave Events, Electronic Music Events
  • Fairs
  • Fireworks or Pyrotechnics
  • Fishing Derbies
  • Fraternity or Sorority Parties
  • Haunted Houses
  • Motorsports Events (including Demolition Derbies, Mud Bogs, Tractor Pulls, Races, and Stunt Shows)
  • Overnight Accommodations or Camping Facilities
  • Overnight Lock-ins
  • Parades
  • Political Rallies
  • Rodeos
  • Sporting Events
  • Vendors and Exhibitors
  • Water Activities
  • Wine Tastings
  • Held at a single location
  • Up to a maximum total attendance of 3,000

General Liability Limits
  • $1,000,000 Occurrence
  • $5,000,000 General Aggregate
  • $5,000,000 Products-Completed Operations Aggregate
  • $1,000,000 Personal and Advertising Injury
  • $1,000,000 Damage to Premises Rented to You
  • $5,000 Medical Payments

General Liability Notable Exclusions & Endorsements
  • Asbestos Exclusion
  • Lead Exclusion
  • Fungi/Bacteria Exclusion
  • Abuse or Molestation Exclusion
  • Amusement Devices Exclusion
  • Fireworks Exclusion
  • Additional Insured - Certificate Holders (owners of premises only)
  • Products-Completed Operations Hazard Redefined
  • Exclusion - Designated Products (products coverage is not provided for guns, knives, and other weapons or automobile, aircraft, and watercraft parts)
  • Exclusion – Designated Operations (All operations listed as ineligible, Amusement rides, inflatables, animals, overnight events, foam parties, selling of alcoholic beverages, vendors, exhibitors, sporting events, stage set-up companies)
  • Exclusion - Bodily Injury to Performers
  • Exclusion - Bodily Injury to Athletic or Sports Participants

The above Program Summary information is offered as a snapshot of the coverages provided through the FastCov online insurance program. For a complete description of coverages and exclusions, the policies should be read and reviewed in detail. The precise coverage afforded is subject to the terms and conditions of the policies as issued.
American Specialty