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American Specialty
 


The FastCov Baseball and Softball Training Facility Insurance program is designed to cover sports facilities that provide baseball and/or softball training and instruction, including the use of batting cages. Coverage is also included for related activities such as camps/clinics, teams/leagues, group rentals and concessions.
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All insurance coverage is provided on an admitted basis by "A" rated carriers.

ELIGIBLE ACTIVITIES
  • Baseball training and instruction
  • Softball training and instruction
  • Batting cages
  • Group rentals, including birthday parties
  • Day camps and clinics
  • Facility-run teams and leagues
  • Concessions
INELIGIBLE ACTIVITIES
  • Bungee jumping
  • Tackle football
  • Concerts or comedy shows
  • Babysitting/child care operations
  • Overnight camps/lock-ins
  • Swimming pools/water attractions
  • Skate parks
  • BMX operations
  • Ice rink operations
  • Tanning bed operations
  • Amusement devices
  • Go-karts or other motorized racing
  • Carnivals/circuses/fairs
  • Paintball
  • Rock climbing walls
  • Zip lines
  • Children's play structures
  • Inflatable amusement devices
OPTIONAL COVERAGE AVAILABLE
  • Non-Owned and Hired Automobile Liability (not available in all states)
  • Abuse and Molestation (not available in all states)
  • Inland Marine coverage for contents and equipment

General Liability Limits
  • $1,000,000 Occurrence
  • $5,000,000 General Aggregate
  • $5,000,000 Products-Completed Operations Aggregate
  • $1,000,000 Personal and Advertising Injury
  • $1,000,000 Damage to Premises Rented to You
  • Participant Legal Liability Included

General Liability Notable Exclusions & Endorsements
  • Asbestos Exclusion
  • Lead Exclusion
  • Fungi/Bacteria Exclusion
  • Abuse or Molestation Exclusion (unless optional coverage is purchased)
  • Fireworks Exclusion
  • Construction Operations Exclusion
  • Exclusion - Coverage C - Medical Payments
  • Additional Insured - Certificate Holders
  • Participant Legal Liability Coverage Form
  • Products/Completed Operations Hazard Redefined
  • Instructors, Coaches and Sports Officials - Broadened Coverage
  • Exclusion - Designated Activity, Service or Work (bungee jumping, tackle football, concerts, comedy shows, babysitting/child care operations, overnight camps and lock-ins, swimming pools/water attractions, skate parks, BMX operations, ice rink operations, tanning bed operations, amusement devices, go-karts or other motorized racing, carnivals/circuses/fairs, paintball, rock climbing walls, zip lines, children's play structures and inflatable amusement devices)

Accident Medical (automatically included if facility operates a team or league)
  • Excess Accident Medical limits of $100,000.
  • Coverage in GA, MD, NY, OK, and OR is provided on a primary basis.
  • A $500 deductible applies per covered person per occurrence.
  • $10,000 of Accidental Death & Dismemberment coverage is included.

Contents and Equipment Coverage
  • Coverage for limits up to $150,000 are available online (higher limits require separate offline underwriting).
  • Coverage is provided on a Replacement Cost basis.
  • A deductible of $1,000 per occurrence applies.

Contents and Equipment Coverage Enhancements
Note: These enhancements do not increase the applicable Contents and Equipment Limit unless otherwise specified.
  • Computer Systems - $25,000 Computer Equipment and $25,000 Media and Data
  • Personal Effects - up to $5,000 per person and $25,000 per occurrence
  • Property of Others - $10,000
  • Valuable Papers and Records - $50,000
  • Accounts Receivable - $25,000
  • Fire Extinguisher Recharge - $1,000 (no deductible applies)
  • Outdoor Signs - $3,500 per sign in any one occurrence
  • Earthquake Sprinkler Leakage - $10,000
  • Loss of Use of Modifications Made to a Building You Do Not Own - $50,000 in addition to the Contents and Equipment Limit
  • Water - $30,000 (total limit for water damage and Business Income/Extra Expense related to water damage)
  • Business Income and Extra Expense - $100,000 in addition to the Contents and Equipment Limit - 72-hour waiting period, no coinsurance applies
  • Utility Services (Business Income and Extra Expense) - included in $100,000 BI/EE limit
  • MRSA (Methicillin-Resistant Staphylococcus Aureus) Contamination (Business Income and Extra Expense) - included in the $100,000 BI/EE limit
  • Optional coverage for glass is available, up to a $25,000 limit, for a flat charge of $250

The above Program Summary information is offered as a snapshot of the coverages provided through the FastCov online insurance program. For a complete description of coverages and exclusions, the policies should be read and reviewed in detail. The precise coverage afforded is subject to the terms and conditions of the policies as issued.
 
 
 
 
American Specialty